Mortgages

If you are looking to buy a commercial property or to raise finance on an existing property, you need a lender that will make quick, common-sense decisions.

Tell us what your situation is and what you are looking for and we should be able to tell you how feasible this is, quickly.
With a wide variety of lenders to choose from, we can then find the best lender and deal for you.

Green Businesses

We have access to specialist lenders who lend to and invest in companies, institutions, organisations and projects that benefit people and environment and add cultural value, with the support of savers and investors who want to promote a sustainable society - as well as offering a good return on their money.

If you need funding for a business which is focussed on ecological or social developments, protecting the environment or enhancing cultural values, you need a lending (and, perhaps, banking) partner that is fully in tune with your aspirations.

Worldwide Solutions

We have access to funding programmes to suit various projects from Real Estate to large PLC buyouts. Funds come from capital markets and private investment funds.

Some of these private investors are small businesses or individuals. All of them are looking to invest into growing businesses so that they can get a better return on their investments than they can get from banks. By spreading their investments over a number of businesses, they reduce their risks, while assisting many.

Our lenders are adept at assessing business plans and, even in these difficult times, are seeking ways and means to facilitate funding.

Non-Status Loans

We have access to a lender that lends on the value of property, which can be almost anything with commercial value. They are not concerned about the borrower. They are not interested in the borrower's age, credit history, accounts, CCJs etc.

All their loans are interest only and over no fixed period. There are no time limits as in a bridging loan.

Second-Charge Loans

Sometimes, it does not make economic sense to replace the existing commercial loan you have on your property in order to borrow more. The cost of moving may outweigh the advantages.

In that event, you may wish to consider taking a second-charge loan on the property.

The amount that you can borrow will be determined using the Second Charge lender’s affordability and status criteria.

Call us to explore the options available to you if you think a Second Charge is appropriate.